Candidates, intending to apply for CWE PO/MT-IV should ensure that they fulfil the minimum eligibility criteria specified by IBPS in this advertisement:

Please note that the eligibility criteria specified herein are the basic criteria for applying for the post. Candidates must necessarily produce the relevant documents in original and a photocopy in support of their identity and eligibility -pertaining to category, nationality, age, educational qualifications etc as indicated in the online application form. Please note that no change of category will be permitted at any stage after registration of the online application. Merely applying for CWE/ appearing for and being shortlisted in CWE and/or in the subsequent interview and/ subsequent processes does not imply that a candidate will necessarily be offered employment in any of the Participating Organisations. No request for considering the candidature under any category other than the one in which applied will be entertained.

 Nationality / Citizenship:

A candidate must be either –

(i) a Citizen of India or

(ii) a subject of Nepal or

(iii) a subject of Bhutan or

(iv) a Tibetan Refugee who came over to India before 1st January 1962 with the intention of permanently settling in India or

(v) a person of Indian origin who has migrated from Pakistan, Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania (formerly Tanganyika and Zanzibar), Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India, provided that a candidate belonging to categories (ii), (iii), (iv) & (v) above shall be a person in whose favour a certificate of eligibility has been issued by the Government of India.

Age limit :

Candidates minimum age limit is 20 years and maximum 30 years

Relaxation of Upper age limit:

Sr. No.	Category	Age relaxation
1	Scheduled Caste/Scheduled Tribe	5 years
2	Other Backward Classes (Non-Creamy Layer)	3 years
3	Persons With Disabilities	10 years
4	Ex-Servicemen, Commissioned Officers including Emergency Commissioned Officers (ECOs)/Short Service Commissioned Officers (SSCOs) who have rendered at least 5 years military service and have been released on completion of assignment (including those whose assignment is due to be completed within the stipulated time) otherwise than by way of dismissal or discharge on account of misconduct or inefficiency or physical disability attributable to military service or invalidment	5 years
5	Persons ordinarily domiciled in the Kashmir Division of the State of Jammu & Kashmir during the period 01.01.1980 to 31.12.1989	5 years
6	Persons affected by 1984 riots	5 years

III. Educational Qualifications:

A Degree (Graduation) in any discipline from a University recognised by the Govt. Of India or any equivalent qualification recognized as such by the Central Government.

The candidate must possess valid Mark-sheet / Degree Certificate that he/ she is a graduate on the day he / she registers and indicate the percentage of marks obtained in Graduation while registering online.

Note:

(1) All the educational qualifications mentioned should be from a University/ Institution/ Board recognised by Govt. Of India/ approved by Govt. Regulatory Bodies and the result should have been declared .

Proper document from Board / University for having declared  has to be submitted at the time of interview. The date of passing the eligibility examination will be the date appearing on the mark-sheet or provisional certificate issued by University/ Institute. In case the result of a particular examination is posted on the website of the University/ Institute and web based certificate is issued then proper document/certificate in original issued and signed by the appropriate authority of the University/ Institute indicating the date of passing properly mentioned thereon will be reckoned for verification and further process.

(2) Candidate should indicate the percentage obtained in Graduation calculated to the nearest two decimals in the online application. Where CGPA / OGPA is awarded, the same should be converted into percentage and indicated in online application. If called for interview, the candidate will have to produce a certificate issued by the appropriate authority inter alia stating that the norms of the University regarding conversion of grade into percentage and the percentage of marks scored by the candidate in terms of norms.

(3) Calculation of Percentage: The percentage marks shall be arrived at by dividing the total marks obtained by the candidate in all the subjects in all semester(s)/year(s) by aggregate maximum marks in all the subjects irrespective of honours / optional / additional optional subject, if any. This will be applicable for those Universities also where Class / Grade is decided on basis of Honours marks only. The fraction of percentage so arrived will be ignored i.e. 59.99% will be treated as less than 60% and 54.99% will be treated as less than 55%.

Definition of Persons With Disabilities

Under Section 33 of the Persons with Disabilities (Equal Opportunities, Protection of Rights and Full Participation) Act 1995 only such persons would be eligible for reservation who suffer from not less than 40% of relevant disability and are certified by a Medical Board constituted by the Central/State Govt.

Accordingly, candidates with the following disabilities are eligible to apply. Candidates claiming such benefits should produce certificate in original (issued by the Competent Authority on or before the last date of online submission of application in the prescribed format available at the end of this advertisement) in support of their claim at the time of Interview/at any stage of the process if provisionally allotted to any of the Participating Organisations. Persons with Disabilities will have to work in Branches/ Offices as identified by the respective Participating Organisation.

Visually Impaired (VI)

Blindness refers to condition where a person suffers from any of the following conditions namely (i) Total absence of sight, (ii) Visual acuity not exceeding 6/60 or 20/200 (snellen) in the better eye with correcting lenses. (iii) Limitation of the field of vision subtending in angle of 20 degrees or worse. Low vision means a person with impairment of visual functioning even after treatment or standard refractive correction but who uses or is potentially capable of using vision for the planning or execution of a task with appropriate assistive device.

Deaf & Hearing Impaired (HI) 4

The deaf are those persons in whom the sense of hearing is non- functional for ordinary purposes of life i.e. total loss of hearing in both ears. They do not hear, understand sounds at all even with amplified speech. Hearing impairment means loss of sixty decibels or more in the better ear in the conversational range of frequencies.

Orthopaedically Challenged (OC)

Only those Orthopaedically Challenged candidates who have locomotor disability or cerebral palsy with locomotor impairment of minimum of 40% and only those who fall in the following categories are eligible to apply:

BL – Both legs affected but not arms

OA – One arm affected (R or L) –

(a) Impaired reach;

(b) weakness of grip;

(c) ataxia

OL – One leg affected (R or L)

MW – Muscular weakness and limited physical endurance

Guidelines for Persons With Disabilities using a Scribe

The visually impaired candidates and candidates whose writing speed is affected by cerebral palsy can use their own scribe at their cost during the online examination. In all such cases where a scribe is used, the following rules will apply:

• The candidate will have to arrange his / her own scribe at his/her own cost.
• The scribe may be from any academic stream.
• Both the candidate as well as scribe will have to give a suitable undertaking confirming that the scribe fulfils all the stipulated eligibility criteria for a scribe mentioned above. Further in case it later transpires that he/she did not fulfil any laid down eligibility criteria or suppressed material facts the candidature of the applicant will stand cancelled, irrespective of the result of the CWE.
• Those candidates who use a scribe shall be eligible for compensatory time of 20 minutes for every hour of the examination.
• The same scribe cannot be used by more than one candidate. In addition the scribe arranged by the candidate should not be a candidate for the examination (CWE PO/MT-IV). If violation of the above is detected at any stage of the process, candidature for CWE of both the candidate and the scribe will be cancelled. Candidates eligible for and who wish to use the services of a scribe in the examination should invariably carefully indicate the same in the online application form. Any subsequent request may not be favourably entertained.

Guidelines for candidates

(i) with locomotor disability and cerebral palsy

An extra time of twenty minutes per hour shall be permitted for the candidates with locomotor disability and cerebral palsy where dominant (writing) extremity is affected to the extent of slowing the performance of function (minimum of 40% impairment).

(ii) Visually Impaired candidates

• Visually Impaired candidates (who suffer from not less than 40% of disability) may opt to view the contents of the test in magnified font and all such candidates will be eligible for compensatory time of 20 minutes for every hour of examination.
• The facility of viewing the contents of the test in magnifying font will not be available to Visually Impaired candidates who use the services of a Scribe for the examination.

These guidelines are subject to change in terms of GOI guidelines/ clarifications, if any, from time to time.

The IBPS PO/MT selection process will be carried out in three stages, the first one is Preliminary Examination, second is Main Examination and third stage is Common Interviews conducted by IBPS.

Preliminary Examination

Sr. No.	Name of Tests	No. of Qs	Maximum Marks	Duration
1	English Language	30	30	Composite time of 1 hour
2	Numerical Ability	35	35
3	Reasoning Ability	35	35
	Total	100	100

Main Examination

Sr. No.	Name of Tests	No. of Qs	Maximum Marks	Duration
1	Reasoning	50	50	Composite time of 2 hours
2	English Language	40	40
3	Quantitative Aptitude	50	50
4	General Awareness (with special reference to Banking Industry)	40	40
5	Computer Knowledge	20	20
	Total	200	200

The above tests except the Tests of English Language will be available bilingually, i.e. English and Hindi.

IBPS reserves the right to modify the structure of the examination which will be intimated through its website. Other detailed information regarding the examination will be given in an Information Handout, which will be made available for the candidates to download along with the call letters from the authorised IBPS website www.ibps.in.

Penalty for Wrong Answers

There will be penalty for wrong answers marked in the Objective Tests. For each question for which a wrong answer has been given by the candidate one fourth or 0.25 of the marks assigned to that question will be deducted as penalty to arrive at corrected score. If a question is left blank, i.e. no answer is marked by the candidate, there will be no penalty for that question.

Personal Interview:

Candidates who have been shortlisted in the examination for CWE PO/MT-IV will subsequently be called for an Interview to be conducted by the Participating Organisations and coordinated by the Nodal Bank in each State/ UT with the help of IBPS. Interviews will be conducted at select centres. The total marks allotted for Interview are 100. The minimum qualifying marks in interview will not be less than 40% (35% for SC/ ST/ OBC/ PWD candidates). The weightage (ratio) of CWE (exam) and interview will be 80:20 respectively. The combined final scores of candidates shall be arrived at on the basis of scores obtained by the candidates in CWE PO/MT-IV and Interview. A candidate should qualify both in the CWE and interview and be sufficiently high in the merit to be shortlisted for subsequent provisional allotment process.

Allotment:

On completion of the interview process, depending on the vacancies to be filled in during the financial year 2015-16 based on the business needs of the Participating Organisations and as reported to IBPS, candidates shortlisted will be provisionally allotted to one of the Participating Organisations, based on merit-cum-preference keeping in view the spirit of Govt. Guidelines on reservation policy, various guidelines issued by Govt. of India/ Others from time to time, administrative exigency, etc.
In the event of two or more candidates having obtained the same score, merit order is decided as per date of birth (the candidate senior in age is placed before/ above the candidate junior in age), as per the prevailing practice.

1. IBPS PO – ENGLISH LANGUAGE (40 marks, 40 questions)
   Vocabulary:Synonyms, Antonyms, Homonyms, Word Formation, Sentence Completion
   Comprehension:Theme detection, Deriving Conclusion, Passage Completion Error Detection and Rearrangement: Passage Correction, Sentence Correction, Spelling
   Grammar: Active Passive Voice, Direct Indirect Speech
   General Usage: Idioms and Phrases

2. IBPS PO – LOGICAL REASONING (50 marks, 50 questions) 
   Verbal Reasoning:Analogy, Coding Decoding, Blood Relation, Sitting Arrangement, Series Completion, Syllogism, Decision Making, Statement Reasoning
   Non-verbal Reasoning:Series Completion, Analogy, and Classification

3. IBPS PO – QUANTITATIVE APTITUDE (50 marks, 50 questions) 
   Arithmetic:Numbers, Simplification, Roots, Average, Surds & Indices, Percentage, Profit & Loss, Ratio & Proportion, Partnership, Chain Rule, Time & Work, Pipes & Cisterns, Time & Distance, Problems on Trains, Boats & Streams, Alligation, Simple Interest, Compound Interest, Stocks & Shares, Clocks, Logarithms, Mensuration, Volume & Surface Area, Permutation & combination, Probability, Heights & Distances
   Data Interpretation:Tabulation, Bar Graphs, Line Graphs, Pie Charts

4. IBPS PO – GENERAL/MARKETING/BANKING AWARENESS (40 marks, 40 questions) 
   Questions in this component will be aimed at testing the candidate’s general awareness of the environments around him and its application to society. These questions will be such that they do not require a specific study of any discipline.
   – Knowledge of current events
   – Everyday observations and experience in the scientific aspect as may be expected of any educated person
   – India and its neighboring countries
   – Sports, History, Culture, Geography, Econ omy, General Polity, Indian Constitution, Scientific Research Over 70% of the questions will be related to Economy, Banking and Finance.

5. IBPS PO – COMPUTER AWARENESS (20 marks, 20 questions)
   General Knowledge on Computer usage and application (basic hardware and software) 

 

IBPS – PO – Blue Print

Year		2012	2011	2013
Topics	Sub topic
Numerical Ability	Square Roots, Cube roots	4	5
	Number System	7	5
	Power
	Algebra			5
	Missing numbers			5
	Fraction	2	1
	Time & Distance /  Train			1
	HCF & LCM	2
	Divisibility
	Ratio & Proportion	3		1
	Chain rule
	Time & Work
	Mensuration			2
	Volume
	Average		1
	Clock
	Discount	1
	Triangle
	Pipes & Cisterns
	Partnership		1	1
	Profit & Loss		1	1
	Percentage	2	4
	Probability	1	5
	Simple & compound Interest	1	1	1
	Number series	5	5
	Area	1
	Age	1	1
	Data Sufficiency			4
DATA INTERPRETATION	BAR GRAPH			10
	Time and distance	4
	Ratio and Proportion	1	1
	Number System		2
	Percentage		2
	Average
	PIE GRAPH			5
	Ratio & Proportion	1	1
	Discount	1
	Profit & loss	1
	Percent	1	2
	Number System	1	1
	Average		1
	LINE GRAPH
	Percentage	2
	Average	1
	Ratio & proportion	2
	Case Studies			5
	Ratio & proportion	1
	Number System	3
	Percentage	1
	TABLE
	Percentage		3
	Number System		4
	Average		2
	Ratio & Proportion		1
Verbal Reasoning	Analogy			1
	Letter Series
	Alphabet Test		2
	Number Series
	Number Ranking
	Alpha Numeric Sequence Puzzles
	Sequential output Tracing	4	5	5
	Seating Arrangement	7		5
	Analytical Reasoning	11	12	5
	Blood Relations
	Coding & Decoding
	Statements
	Deriving Passage	5
	Data sufficiency	5	5	5
	Directions test		1	1
	Mathematical Operations			5
	Eligibility Test			5
	Syllogisms	7	5	5
	Statements	1	10
Non-verbal Reasoning	Analogy	5	5
	Completion of series	5	5
	Complete & Incomplete pattern
	Cubes & Dice
English	Spotting Errors	10	10
	Synonyms	4	3
	Antonyms	3	3
	Idioms & Phrase
	Vocabulary
	Sentence Improvement	5	5	5
	Substitutions
	Sentence Rearrangement	5	5	5
	Comprehension	8	9	20
	Sentence Completion	5	5
	Spelling Correction
	Cloze Test	10	10	10
General Knowledge	Awards		1
	Banking	19	18
	Books & Authors	2	1
	History	1	3
	Marketing
	Geography
	Constitution of India	8	5
	Abbreviations		3
	Space
	Constitution of India – Current Affairs
	Famous Place	3	4
	Inventions
	Indian Economy	7	5
	Sports	5	3
	Miscellaneous	3	1
	General Science
	Famous Persons	2	5
	Agriculture		1
	Computer Knowledge
Computer Knowledge		50	50