United India Insurace  AO
 
Eligibility Criteria:
Age:

A candidate must be of the Minimum Age of 21 years and the Maximum Age of 30 years as on prescribed in the notification. Relaxation in upper age limit shall be as follows:

Sr. No. Category Age relaxation
1 Scheduled Caste/Scheduled Tribe 5 years
2 Other Backward Classes (eligible for reservation) 3 years
3 Persons With Disability 10 years
4 Ex-Servicemen / Disabled ExServicemen Actual period of service rendered in the defence forces + 3 years (8 years for Disabled Ex-Servicemen belonging to SC/ST) subject to a maximum age limit of 45 years
5 Widows, Divorced women and women legally separated from their husbands who have not remarried 9 years
6 Persons ordinarily domiciled in the Kashmir Division of the State of Jammu & Kashmir during the period 1-1-80 to 31-12-89 5 years
7 Existing Confirmed Employees of Public Sector General Insurance Companies (including GIC & Agriculture Insurance Company of India Ltd.) 8 years

Note:

i) In case of a candidate who is eligible for relaxation under more than one of the above categories, the age relaxation will be available on a cumulative basis subject to the maximum age not exceeding 45 years.

ii) Candidates seeking age relaxation will be required to submit copies of necessary certificate(s) for verification at the time of Interview and/or any subsequent stage of recruitment process.

iii) The age relaxation for Emergency Commissioned Officers (ECOs)/Short Service Commissioned Officers (SSCOs) shall be as applicable to Ex-Servicemen.

 

Educational Qualifications:

(As on date prescribed in the notification) Candidates should possess certificate in proof of passing the qualifying examination as on date prescribed in the notification.

  1. a) For Generalist Stream, a candidate must possess the minimum qualification of a Degree in any discipline from a recognized University OR any equivalent qualification recognized as such by Central Government.
  2. b) For Specialist Stream, a candidate must possess the minimum qualification of Degree in the relevant discipline from a recognized University OR any equivalent qualification recognized as such by Central Government.

The minimum Educational Qualification required for various disciplines are:

S.No Discipline Minimum Qualification
1 Finance Chartered Accountant (ICAI)/Cost Accountant (ICWA)/MBA Finance* /M.Com/B.Com
2 Automobile Engineering B.E/B.Tech in Automobile Engineering OR Graduate in Mechanical Engineering with Diploma (at least one year duration) in Automobile Engineering
3 Legal. Degree in law from a recognized University or any equivalent qualification recognized as such by Central Government
4 Generalist Graduate in any stream

*MBA Finance candidates must furnish certificate from University confirming their specialization in Finance at the time of interview, failing which they will not be allowed to appear for the Interview.

Note:

(i) Qualifications mentioned above should be from any recognised University / Institute in India duly approved by UGC / AICTE as the case may be with appropriate pattern like 10+2+3 or its equivalent pattern.

(ii) Other things being equal, preference will be given to candidates having post qualification experience in their area of specialization and/or having qualification in non-life Insurance.

(iii) The candidates should have completed the qualification mentioned above on or before the date mentioned in the notification. Those who have written the examination as on the date mentioned in the notification and whose results are declared after the date mentioned in the notification are not eligible to apply.

(iv) Working knowledge of Computer is a must.

DEFINITION OF EX-SERVICEMEN (EXSM):

EX-SERVICEMEN (EXSM): Only those candidates shall be treated as Ex-servicemen who fulfill the revised definition as laid down in Government of India, Ministry of Home Affairs, Department of Personnel & Administrative Reforms Notification No.36034/5/85 Estt. (SCT) dated 27.01.1986 as amended from time to time.

DISABLED EX-SERVICEMEN (DISXS): Ex-servicemen who while serving in Armed Forces of the union were disabled in operation against the enemy or in disturbed areas shall be treated as DISXS.

 DEFINITION OF PERSONS WITH DISABILITIES

Under Section 33 of the Persons with Disabilities (Equal Opportunities, Protection of Rights and Full Participation) Act 1995 only such persons would be eligible for reservation who suffer from not less than 40% of relevant disability and are certified by a Medical Board appointed by the Central/State Govt. Accordingly, candidates with the following disabilities are eligible to apply:-

Visually Impaired (VI)

Blindness refers to condition where a person suffers from any of the following conditions namely (1) Total absence of sight, (ii) Visual acuity not exceeding 6/60 or 20/200 (snellen) in the better eye with correcting lenses. (iii) Limitation of the field of vision subtending in angle of 20 degrees or worse.

Low vision means a person with impairment of visual functioning even after treatment or standard refractive correction but who uses or is potentially capable of using vision for the planning of execution of a task with appropriate assistive device.

 

Deaf & Hearing Impaired (HI)

The deaf are those persons in whom the sense of hearing is non- functional for ordinary purposes of life i.e. total loss of hearing in both ears. They do not hear; understand sounds at all even with amplified speech. Hearing impairment means loss of sixty decibels or more in the better ear in the conversational range of frequencies.

Orthopaedically Challenged (OC)

Locomotor Disability means disability of bones, joints or muscles leading to substantial restriction of the movement of the limbs or any form of cerebral palsy.

Cerebral Palsy means a group of non-progressive conditions of person characterized by abnormal motor control posture resulting from brain insult or injuries occurring in the prenatal, peri-natal or infant period of development.

All the cases of Orthopaedically Challenged Persons would be covered under the category of “Locomotor disability or cerebral palsy?.

GUIDELINES FOR PERSONS WITH DISABILITIES USING A SCRIBE (SPECIALIST)

The visually impaired candidates and candidates whose writing speed is affected by cerebral palsy can use their own scribe at their cost during the online examination. In all such cases where a scribe is used, the following rules will apply:

  • The candidate will have to arrange his / her own scribe at his/her own cost.
  • The scribe should be from an academic stream different from that stipulated for the post.
  • Both the candidate as well as scribe will have to give a suitable undertaking confirming that the scribe fulfils all the stipulated eligibility criteria for a scribe mentioned above. Further in case it later transpires that he/she did not fulfill any laid down eligibility criteria or suppressed material facts the candidature of the applicant will stand cancelled, irrespective of the result of the examination.
  • Those candidates who use a scribe shall be eligible for compensatory time of 20 minutes for every hour of the examination.
  • The same scribe cannot be used by more than one candidate. In addition the scribe arranged by the candidate should not be a candidate for the examination . If violation of the above is detected at any stage of the process, candidature of both the candidate and the scribe will be cancelled. Candidates eligible for and who wish to use the services of a scribe in the examination should invariably carefully indicate the same in the online application form. Any subsequent request may not be favourably entertained.
Guidelines for candidates

(i) with locomotor disability and cerebral palsy

An extra time of twenty minutes per hour shall be permitted for the candidates with locomotor disability and cerebral palsy where dominant (writing) extremity is affected to the extent of slowing the performance of function (minimum of 40% impairment).

(ii) Visually Impaired candidates

  • Visually Impaired candidates (who suffer from not less than 40% of disability) may opt to view the contents of the test in magnified font and all such candidates will be eligible for compensatory time of 20 minutes for every hour of examination.
  • The facility of viewing the contents of the test in magnifying font will not be available to Visually Impaired candidates who use the services of a Scribe for the examination.

These guidelines are subject to change in terms of GOI guidelines/ clarifications, if any, from time to time.

GUIDELINES FOR PERSONS WITH DISABILITIES USING A SCRIBE (GENERALIST)

The visually impaired candidates and candidates whose writing speed is affected by cerebral palsy can use their own scribe at their cost during the online examination. In all such cases where a scribe is used, the following rules will apply:

  • The candidate will have to arrange his / her own scribe at his/her own cost.
  • The scribe may be from any academic stream.
  • Both the candidate as well as scribe will have to give a suitable undertaking confirming that the scribe fulfils all the stipulated eligibility criteria for a scribe mentioned above. Further in case it later transpires that he/she did not fulfill any laid down eligibility criteria or suppressed material facts the candidature of the applicant will stand cancelled, irrespective of the result of the examination.
  • Those candidates who use a scribe shall be eligible for compensatory time of 20 minutes for every hour of the examination.
  • The same scribe cannot be used by more than one candidate. In addition the scribe arranged by the candidate should not be a candidate for the examination . If violation of the above is detected at any stage of the process, candidature of both the candidate and the scribe will be cancelled. Candidates eligible for and who wish to use the services of a scribe in the examination should invariably carefully indicate the same in the online application form. Any subsequent request may not be favourably entertained.
Guidelines for candidates

(i) with locomotor disability and cerebral palsy

An extra time of twenty minutes per hour shall be permitted for the candidates with locomotor disability and cerebral palsy where dominant (writing) extremity is affected to the extent of slowing the performance of function (minimum of 40% impairment).

(ii) Visually Impaired candidates

  • Visually Impaired candidates (who suffer from not less than 40% of disability) may opt to view the contents of the test in magnified font and all such candidates will be eligible for compensatory time of 20 minutes for every hour of examination.
  • The facility of viewing the contents of the test in magnifying font will not be available to Visually Impaired candidates who use the services of a Scribe for the examination.

These guidelines are subject to change in terms of GOI guidelines/ clarifications, if any, from time to time.

Candidates eligible for and who wish to use the services of scribe in the examination should invariably carefully indicate the same in the online application form. Any subsequent request may not be favourably entertained.

Service Conditions:

As applicable in the Company from time to time. Posts are permanent and the selected candidates on appointment may be posted or transferred to any place in India as may be decided by the Company.

The selection would be in the stages of Screening test and Main examination (online multiple choice objective type) Descriptive Test and interview. All the candidates who applied and are eligible as per criteria prescribed for the post shall undergo screening test (objective type) to be conducted tentatively on 28 or 29th December 2014 through online mode. The shortlisted candidates who qualify in screening test based on cut off marks shall become eligible to appear for main examination. The screening test will only be qualifying nature. 10 times the number of vacancies in each discipline/category will be called for Main exam and Descriptive Test, which will also be conducted through online mode.

A candidate shall be required to qualify in descriptive test, but the marks in descriptive paper shall not count for final selection. The finally qualified candidates will be called for interview upto three times the vacancies of the respective categories/discipline and final selection will be made on the basis of performance in the online objective test (main exam) and interview. Outstation candidates called for interview will be reimbursed to and fro second class rail fare/bus fare by the shortest route from the station of residence to the place of interview on production of evidence of having undertaken journey for interview purpose.

 

Note: UIIC reserves the right to conduct Main exam directly without the screening test if the number of candidates applied is not high or for any other reason.

The Structure for Screening Test and Main Exam is as under:
(i) Structure of Screening Test

 

Sr. No Name of Tests No. of Qs. Marks Duration
1 English Language 30 30 Composite time of 1 hour
2 Quantitative Aptitude 35 35
3 Reasoning Ability 35 35
  Total 100 100  
(ii) Structure of Main Examination (for Generalist)

 

Sr. No. Name of Tests No. of Qs. Marks Duration
1 Reasoning 50 50 Composite time of 2 hours
2 English Language 40 40
3 Quantitative Aptitude 50 50
4 General Awareness (with special reference to Financial Sector) 40 40
5 Computer Literacy 20 20
Total 100 100

 

(iii) Structure of Main Examination (for Specialist)

 

Sr. No. Name of Tests No. of Qs. Marks Duration
1 Reasoning 40 40 Composite time of 2 hours
2 English Language 40 40
3 Quantitative Aptitude & Computer Literacy 40 40
4 General Awareness (with special reference to Financial Sector) 40 40
5 An additional test to assess technical & professional knowledge in relevant discipline 40 40
Total 100 100

 

(iv ) Descriptive Test:

 

Sr. No. Name of Tests No. of Qs. Marks Duration
1 Essay writing/précis writing and Letter writing 2 __ 30 minutes

In i, ii and iii above, all the questions will be of objective type with alternative choices out of which one will be the correct answer. The candidate has to select the correct answer and “mouse click? that alternative which he/she feels is correct. There will be a penalty for wrong answers marked by the candidates (in both Screening Test and Main Exam). The objective tests except test on “English Language” will be bilingual (in English and Hindi). For each wrong answer marked one fourth of the marks assigned to the question will be deducted from those obtained. The alternative/option that is clicked on will be highlighted and will be treated as the answer to that question.

 

Examination Centres : (for screening test)

Competitive Online Screening Examination will be held at specific centres in India. The candidates may choose any one of the centres mentioned in Annexure I which must be indicated in the application form. Candidates will appear for the examination at the examination centre at his/her own risk and expenses.

 

Probation:

Selected candidates if certified to be medically fit, may be appointed as ADMINISTRATIVE OFFICER (SCALE-I) on probation for a period of one year which may be extended twice by a further period of six months at a time stretching upto one year.

The Company reserves the right to terminate the service of the candidate if found unsuitable at any time during the probationary period or the extended probationary period without any notice or assigning any reason thereof. During the probationary period, candidates may be required to undergo theoretical / practical training as may be prescribed / arranged for them.

During the probation period the Officers would be required to pass the non-life “Licentiate Examination” conducted by Insurance Institute of India. Only after passing the said examination the Officer will be eligible for confirmation of his services in the Company. Failure to pass the said Examination within the extended probation period will render the officer liable to be terminated from service on expiry of the period so specified.

 Guarantee Bond:

Before joining as probationer, the selected candidates for appointment on regular pay-rolls of the Company will be required to give an undertaking to serve the Company for a minimum period of four years including probationary period. In the event of their resigning from the Company before the expiry of the bond period, they will be liable to pay liquidated damages equivalent to one year?s gross salary paid to them during the year of probation which could be proportionately reduced depending upon the length of service rendered. Besides, he/she will have to submit a stamped Bond duly executed by two sureties of sound financial standing, for an amount equivalent to one year?s gross salary.

Candidates resigning from the Company during the probationary period shall be liable to pay the salary received by them during their entire service in the Company in addition to an amount of Rs. 25000/- towards partial cost of training. No lien/bond executed to retain a substantive post with present employer will be binding upon the Company and no Leave Salary or Pension Contribution will be made

UIIC AO – SYLLABUS & BLUE PRINT

United India Insurance may conduct screening and main examination for AO posts. If the number of candidates applied is less, then the company may conduct only main examination.

The main examination consists of written online examination with descriptive paper. Below is the UIIC AO Main exam syllabus and pattern.

Subjects Generalist Post (Marks) Specialist Post (Marks)
Reasoning 50 40
Quantitative Aptitude 50  40
General Awareness (with special reference to Financial Sector) 40 40
English 40 40
Computer Knowledge 20 40
Time 2 hrs 3 hrs
Descriptive Test:-

Essay writing/precis writing and Letter writing: 2 Question 30 Minutes

Quantitative Aptitude

Data Interpretation (20 – 25), Time & Distance, Time & Work, Simple Interest, Compound Interest, Profit Loss etc. (5 – 10 Questions), Simplification (5-10 Questions), Number Series (5), Data Sufficiency (5), Quadratic Equations (2 – 4)

Reasoning

Directions, Coding – Decoding, Statements and Assumptions, Blood Relations, Seating Arrangement, Syllogism, Data Sufficiency, Puzzle Test, Alphabets Sequences, Courses of Action, Statements and Conclusions.

English

Reading Comprehension (High Level), Spotting Errors, Ordering of the Sentences, Synonyms, Antonyms, Basic Grammar, Fill in the Blanks, Cloze Test, Sentence Improvement, Sentence Rearrangement.

General Awareness (Special Reference to Financial Sector)

Last 6 months current affairs, important events, people, places, awards, sports, deaths . Around 40 – 50% questions might be asked from Banking and Financial Background and 2 – 5 questions from Insurance sector.

Computer Knowledge

You can expect questions from Basic Computer Parts, MS Office, Shortcut keys, Internet, Networking and recent updates in Computer Sector, Windows, Networking Concepts, Email, Page Setup and Printing Skills, Accounting Knowledge in Computer and use of pen drive etc.

Professional Knowledge

Questions will be asked to test your knowledge on the area which you have applied for (Finance / Automobile Engineering / Legal).

Blue print
Year 2013 2014
Topics Sub topic
Quantitative Aptitude Number System 1
Missing numbers 5 5
simplification 5 5
Data Sufficiency 5 5
Quadratic equation 2
Time & Distance 1
Ratio & Proportion
Time & Work 1
Mixture and Allegation
Partnership 1
Profit & Loss 2 1
Percentage 3
Probability
Simple & compound Interest 1 1
Age 1
Train
BAR GRAPH 10
Time and distance
Ratio and Proportion 2
Number System 5
Percentage 3
PIE GRAPH 5
DATA INTERPRETATION Ratio & Proportion
Discount
Profit & loss
Percent
Number System
Average
LINE GRAPH 5
Percentage 4
Average 2
Ratio & proportion 4
Passage
Ratio & proportion
Number System
Percentage
TABLE
Percentage
Number System 5
Average
Ratio & Proportion
Verbal Reasoning Analogy 2
Letter Series
Alphabet Test 3 2
Number Series
Number Ranking
Arithmetical Reasoning
Sequential output Tracing 5 5
Seating Arrangement 5 5
Analytical Reasoning
Blood Relations 3 3
Coding & Decoding 5
Statement Conclusions
Statement Assumptions 5
Puzzle test 5+5 10
Data sufficiency 5 5
Directions test
Mathematical Operations 5
Syllogisms 6 5
English Spotting Errors 10 5
Synonyms 2 2
Antonyms 2
Idioms & Phrase 5
Vocabulary 5
Sentence Improvement
Substitutions
Sentence Rearrangement 5 5
Comprehension 8 6
Sentence Completion 10 5
Spelling Correction
Cloze Test 10 10
General Knowledge Awards 2 1
Banking 15 14
Books & Authors
History
Days to Remember 1
Geography 1 2
Constitution of India
Abbreviations 2 3
Space
Constitution of India – Current Affairs 2 3
Insurance 4 3
Indian Economy
Sports 2
Miscellaneous 4
General Science 1 2
Famous Persons 2 1
Computer Knowledge 14 12